One of the most commonly asked questions to insurance agents from truck drivers is, "what is physical damage and why do I need it?" It's a good question as the name doesn't do a great job describing the coverage. You could see physical damage listed on a quote or your...
Bonds – How do they work?
What are bonds? Being bonded is different from being licensed, although the terms are sometimes related.While business insurance is coverage for the company, being bonded means that a business has bought protection for the customer/client. This is a type of specialized insurance policy that protects a client or customer...
Commercial Umbrella Insurance – Is It Right For Me?
What Is Commercial Umbrella Insurance? As lawsuits become more and more prevalent in our society, business owners need to be asking themselves not if they are going to be sued, but when? More importantly, do I have a sufficient amount of coverage to fight off the cost of defending...
Pollution Exposures for Commercial Businesses
Here’s a phrase you never want to hear your broker say “I’m sorry to inform you but you aren’t covered for that under your general liability policy.” But more often than not, when you have a environmental incident or pollution liability situation. This situation becomes all too common for unsuspecting...